Approve the check.
We take the risk.
Higher approval rates, guaranteed payments, and fees that fit your business.
How it works
Simple for your staff.
Scan
Run the check at the register or enter the bank payment online.
Decide
Get an approval in seconds, based on real-time bank data.
Deposit
Funds settle to your account the next business day.
Covered
If an approved check comes back, you're paid. We collect.*
The program
More approvals. Lower fees.
Higher approvals
We decide on live bank data, not just a bad-check list.
- Real-time bank account status
- Customer purchase history
- Good customers get approved, not turned away
Flexible fees
Pick the plan that fits your volume.
- Flat fee per check
- Monthly membership
- Repeat-customer discounts
What's covered
Approved checks and bank payments.*
- In-store checks
- Online and phone payments
- Single stores and chains
No paperwork headaches
Returns and exceptions come to us, not you.
- One deposit account
- Summarized reporting
- We handle the returned item
*Guarantee applies to approved transactions under program terms.