Know who's paying
before you say yes.
Real-time bank data and custom rules that stop bad payments — without turning away good customers.
What we check
Every payment, in seconds.
Bank account status
We confirm the account is real, open, and in good standing.
- Online access to most U.S. bank accounts
- Made-up checks don't get through
- Real-time, not a stale list
Positive & negative files
Reward good customers. Stop repeat problems.
- Internal and national databases
- Purchase history
- Fast, accurate decisions
ID & credit
Know your customer.
- ID and address verification
- Credit score and history when appropriate
- Commercial credit history
Your rules
Authorization built around your business.
- Limits by store, amount, or customer
- Fewer declines of good customers
- Rules that change as you grow